Industry

Liquidity Planning for E-Commerce

Seasonal revenue swings, heavy pre-financing, and complex payment flows — finban brings transparency to your e-commerce finances.

Start free 14-day trial

Challenges

Seasonal revenue fluctuations with sharp peaks (Black Friday, Christmas) and quiet off-season periods

Heavy pre-financing of inventory while payment receipts lag weeks behind

Complex payment flows across multiple channels (Shopify, Amazon, PayPal, Stripe)

High return rates that make actual cashflow difficult to predict

Growth demands capital tied up in warehousing, marketing, and logistics

How finban helps

Automatic Bank & Payment Channel Integration

Connect your business account and payment providers like Stripe, PayPal, and Shopify. All inflows and outflows are consolidated automatically — no manual data entry.

Scenario Planning for Seasonal Peaks

Plan different scenarios for seasonal swings: What happens during a record-breaking Black Friday? What if return rates spike? Make informed decisions based on real data, not guesswork.

Daily Cashflow Forecasts

Automatic forecasts show you day-by-day how your cashflow will develop. You spot liquidity bottlenecks weeks in advance and can act before they become critical.

Contract Management for Recurring Costs

Keep track of contracts with logistics partners, marketing agencies, and platform fees. See at a glance which costs are due and when, so nothing catches you off guard.

Key Features

Automatic Bank Connection

Over 3,000 banks and payment providers (Stripe, PayPal, Shopify)

Scenario Planning

Unlimited what-if scenarios for seasonal planning

Cashflow Forecasting

Automated daily forecasts based on real transaction data

Multi-Entity

View multiple shops and legal entities in one consolidated dashboard

Contract Management

All recurring costs tracked and visible at a glance

Accounting Integration

Direct connection to lexoffice, sevDesk, and more

Liquidity Planning Software

Explore the full Liquidity Planning Software

See how finban brings together bank connections, scenarios, forecasting, and reporting in one tool — built for SMEs, freelancers, and growing companies.

Discover the software

“With finban, we finally have full visibility over our cashflows from different sales channels. The scenario planning is especially valuable when we prepare for seasonal peaks.”

Thomas M., E-Commerce Entrepreneur

Key Financial Signals

finban monitors these signals automatically so you can act before problems arise.

High Burn Rate

Monthly spending exceeds a sustainable level