Liquidity Planning for E-Commerce
Seasonal revenue swings, heavy pre-financing, and complex payment flows — finban brings transparency to your e-commerce finances.
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Challenges
Seasonal revenue fluctuations with sharp peaks (Black Friday, Christmas) and quiet off-season periods
Heavy pre-financing of inventory while payment receipts lag weeks behind
Complex payment flows across multiple channels (Shopify, Amazon, PayPal, Stripe)
High return rates that make actual cashflow difficult to predict
Growth demands capital tied up in warehousing, marketing, and logistics
How finban helps
Automatic Bank & Payment Channel Integration
Connect your business account and payment providers like Stripe, PayPal, and Shopify. All inflows and outflows are consolidated automatically — no manual data entry.
Scenario Planning for Seasonal Peaks
Plan different scenarios for seasonal swings: What happens during a record-breaking Black Friday? What if return rates spike? Make informed decisions based on real data, not guesswork.
Daily Cashflow Forecasts
Automatic forecasts show you day-by-day how your cashflow will develop. You spot liquidity bottlenecks weeks in advance and can act before they become critical.
Contract Management for Recurring Costs
Keep track of contracts with logistics partners, marketing agencies, and platform fees. See at a glance which costs are due and when, so nothing catches you off guard.
Key Features
Automatic Bank Connection
Over 3,000 banks and payment providers (Stripe, PayPal, Shopify)
Scenario Planning
Unlimited what-if scenarios for seasonal planning
Cashflow Forecasting
Automated daily forecasts based on real transaction data
Multi-Entity
View multiple shops and legal entities in one consolidated dashboard
Contract Management
All recurring costs tracked and visible at a glance
Accounting Integration
Direct connection to Lexware Office, sevdesk, and more
Explore the full Liquidity Planning Software
See how finban brings together bank connections, scenarios, forecasting, and reporting in one tool — built for SMEs, freelancers, and growing companies.
“With finban, we finally have full visibility over our cashflows from different sales channels. The scenario planning is especially valuable when we prepare for seasonal peaks.”
Thomas M., E-Commerce Entrepreneur
Key Financial Signals
finban monitors these signals automatically so you can act before problems arise.
Seasonal Fluctuation
Seasonal pattern detected in cash flow
Learn moreLiquidity Gap
Upcoming liquidity shortfall detected
Learn moreMargin Erosion
Profit margins are shrinking over time
Learn moreUnfunded Growth
Growth outpaces available funds
Learn moreCredit Line Maxed
Credit line is nearly fully utilized
Learn moreRevenue Decline
Revenue shows a downward trend
Learn moreFinance Stacks
Curated finance tool stacks for your industry — see which tools work best together.