Industry

Liquidity Planning for Hospitality

Seasonal swings, high fixed costs, and thin margins — finban helps hospitality businesses plan their liquidity proactively.

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Challenges

Strong seasonal fluctuations — summer vs. winter months, holidays vs. school terms

High fixed costs (rent, staff, energy) alongside consistently thin margins

Ingredient and supply purchases must be pre-financed while revenue arrives with a delay

Unexpected costs (equipment repairs, health regulations, supplier price increases) can strike at any time

Multiple locations or restaurant concepts add layers of planning complexity

How finban helps

Real-Time Cashflow Overview

Connect your business account and see at a glance how your cashflow stands. No end-of-month surprises — you always know exactly where things are.

Scenario Planning for Seasonal Swings

Plan summer and winter separately. Simulate what happens if you open a terrace or if a slow month hits harder than expected. Make decisions based on data, not gut feeling.

Fixed Costs Under Control

finban displays all recurring costs at a glance: rent, staff, suppliers, insurance. You immediately see when the fixed cost burden is getting too high and can adjust before it becomes a problem.

Simple to Use — No Finance Degree Required

finban is built for business owners, not controllers. Set up in under 15 minutes, no accounting knowledge needed. Spend your time running your restaurant, not wrestling with spreadsheets.

Key Features

Automatic Bank Connection

Business account connected in real time

Cashflow Forecasting

Automatic forecasts for the coming weeks and months

Scenario Planning

Seasonal scenarios and what-if analyses at your fingertips

Contract Management

Rent, leases, and supplier contracts tracked in one place

Easy Setup

Ready to go in under 15 minutes, no prior knowledge required

Accounting Integration

Connected to lexoffice and sevDesk

Liquidity Planning Software

Explore the full Liquidity Planning Software

See how finban brings together bank connections, scenarios, forecasting, and reporting in one tool — built for SMEs, freelancers, and growing companies.

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“Finally, I have an overview of my finances without sitting at a desk for hours. finban is exactly what I need as a restaurant owner — simple, fast, and always up to date.”

Stefan W., Restaurant Owner

Key Financial Signals

finban monitors these signals automatically so you can act before problems arise.

High Burn Rate

Monthly spending exceeds a sustainable level