finbanHelu
finban or Helu? A comparison of both German financial planning tools – different approaches for different needs.
Marcus Smolarek
Gründer von finban
Zuletzt aktualisiert
Helu (formerly Dein Controller) and finban take fundamentally different approaches to financial planning.
Overview
- finban specializes in real-time cash flow planning – with automatic bank connections, automated forecasts, and scenario planning. The focus is on cash flow transparency.
- Helu focuses on processing accounting data, particularly via DATEV. The focus is on income statement analysis, financial dashboards, and collaboration with your accountant.
Feature Comparison
| Feature | finban | Helu |
|---|---|---|
| Cash flow forecast | Automated, real-time | Based on accounting data |
| Bank integration | Direct connection (3,000+ banks) | No direct bank connection |
| Accounting Integration | Available (lexoffice, sevDesk, etc.) | Core feature (DATEV) |
| CRM Integration | Available | Not available |
| DATEV | Coming soon | Core feature, deep integration |
| Income statement analysis | Not a focus | Core feature, real-time |
| Scenario planning | Unlimited scenarios | Limited |
| Setup | Self-service, under 15 minutes | Setup with accountant |
| Accountant workflow | Possible | Central concept |
Price Comparison
- finban: From 26.25 EUR/month
- Helu: On request
Different Focus Areas
The two tools complement each other rather than directly competing:
finban works primarily with bank data – real-time account balances and transactions form the basis for cash flow forecasts. The advantage: instant setup without an accountant.
Helu works primarily with accounting data – income statements, trial balances, and DATEV exports form the basis. The advantage: deep business analysis and close collaboration with your accountant.
Detailed Comparison: finban and Helu
Data Sources and Workflow
The fundamental difference: finban works primarily with bank data (account balances, transactions), while Helu works primarily with accounting data (income statements, trial balances). This affects the entire workflow – finban shows real-time cash flows, while Helu shows processed financial metrics.
Accountant Integration
Helu is explicitly designed for collaboration with your accountant. The DATEV integration is deep: accounting data is automatically imported, processed, and translated into understandable dashboards. finban will soon also offer a DATEV connection but is designed as a self-service tool – your accountant can be involved but does not have to be.
Income Statements and Financial Reporting
Helu excels at automatically processing income statements and business analysis reports. For those who regularly work with income statement data and want to visualize it, Helu is a specialized tool. finban focuses on cash flow metrics and liquidity forecasts.
Setup and Onboarding
finban can be set up in under 15 minutes – connect a bank account and you are ready. Helu requires setup together with your accountant, as the accounting data connection needs to be configured. This takes longer but ensures data quality from the start.
Frequently Asked Questions
Can I use finban and Helu at the same time?
Yes, this is a sensible setup: finban for real-time cash flow planning with bank data, Helu for business analysis of accounting data. The tools complement each other.
Do I need an accountant for Helu?
Not strictly, but Helu is optimized for it. The full functionality unfolds in conjunction with a DATEV-using accountant.
Which tool is better for start-ups?
finban, since no accountant involvement is needed and you can start immediately. Helu is better suited for more established companies with an existing accountant relationship.
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