ING

ING and finban – Cash flow planning for your business account

ING (formerly ING-DiBa) is one of Germany's largest direct banks and a subsidiary of the Dutch ING Group. With over 9 million customers, it ranks among the three largest retail banks in the country. Since 2024, ING also offers business accounts for freelancers, self-employed professionals, and corporate entities.

Why cash flow planning matters for ING customers

A business account at ING gives you solid banking fundamentals – but no visibility into the future. How long will your cash last? What happens if a client pays late? When is your next tax payment due? Your bank statement doesn't answer these questions.

How to connect your ING account with finban

finban connects securely to your ING business account via the PSD2 interface and finAPI. Setup takes less than 5 minutes:

1. Add your account in finban and select ING
2. Authenticate securely via the ING banking interface
3. Transactions are imported automatically

What you get with finban and your ING account

• Real-time liquidity overview – All ING accounts and other bank connections in one view
• Automatic cash flow forecast – finban analyzes your ING transactions and creates forecasts for the next 12 months
• Scenario planning – Simulate decisions (new hire, investment, payment default) and instantly see the impact on your cash flow
• Categorization – Income and expenses are automatically categorized
• Multi-banking – Connect your ING account alongside accounts from other banks for a complete overview