Klarna for Business

Description

Klarna for Business enables merchants to offer buy-now-pay-later (BNPL) options to customers, addressing one of the biggest challenges in e-commerce: cart abandonment due to price sensitivity. German consumers have enthusiastically adopted Klarna, making it an expected payment option for many online shoppers. By offering Klarna at checkout, merchants enable customers to pay in installments or defer payment, often resulting in higher conversion rates and larger average order values. Klarna assumes the credit risk and pays merchants upfront (minus fees), so there's no bad debt exposure. For fashion, furniture, electronics, and other higher-priced categories, Klarna's impact on conversion can be substantial—studies suggest 30%+ increases in checkout completion. The integration is straightforward through major e-commerce platforms like Shopify and WooCommerce, or via direct API. The merchant fees are higher than standard payment methods, but for businesses where the conversion lift exceeds the additional cost, Klarna delivers positive ROI. For German e-commerce businesses selling products over €50-100, not offering Klarna increasingly means losing sales to competitors who do.

Features

Best For

Pricing

Pricing Model

transaction-fee

Price Range

varies by product

Available in

Connected Services

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