Liquiditätsplanung ohne Excel-Chaos.
Neue Einstellung, Steuervorauszahlung, verspäteter Zahlungseingang – kleine Unternehmen merken oft zu spät, wenn die Liquidität eng wird. finban zeigt dir tagesgenau, wie lange dein Geld reicht – ganz ohne Excel, tagesgenau statt am Monatsende.
Top-Support & kostenloses Onboarding
Ein erfahrenes Team aus Finanz- und Software-Expert:innen begleitet dich persönlich: Antwort meist in unter einer Stunde, Einrichtung gemeinsam mit dir – kostenlos. Mehr zum Support
300+ Unternehmen vertrauen finban
Verifizierte Nutzerbewertungen auf OMR Reviews, Capterra und Google · Stand: August 2026
finban hat unsere Liquiditätsplanung revolutioniert. Statt stundenlang in Excel zu arbeiten, haben wir jetzt in Echtzeit den Überblick.
Features
Everything you need
Liquidity Management
Always in control of your cash flow
With multiple accounts, it's easy to lose track. finban consolidates all accounts in one view — including your current cash status.
Liquiditätsplanung ansehenScenario Analysis
Model your investments
"What happens if…?" is often just a gut feeling. With finban, you simulate options and instantly see the impact on your liquidity.
Szenarien & PrognosenMulti-Banking
All accounts at a glance
With multiple accounts, it's easy to lose track. finban consolidates all accounts in one view — including your current cash status.
Bankkonten verbindenIntegrations
Connect your favorite tools
Connect finban with the tools and banks you already use — seamlessly and in seconds.
Alle Integrationen“finban has revolutionized our liquidity planning. Instead of spending hours in Excel, we now have a real-time overview.”
Planung ist nicht das Ziel. Bessere Entscheidungen sind es.
Mit finban siehst du, wie Projekte, Gehälter, Steuern und Investitionen deine Liquidität verändern — bevor du entscheidest.
Liquidity Planning
Plan with clarity and confidence — in real time
How long will our money last — even if projects fall through, new employees join, and tax payments come due? Finban answers these questions based on your real financial data.
- Real-time dashboard.
- All accounts and transactions at a glance — automatically synced.
- Automatic forecasts.
- Cash flow forecasts for the next 12 months.
- Scenario planning.
- Simulate best-case, worst-case, and everything in between.
Scenarios & Forecasts
Plan ahead — with data-driven scenarios and forecasts
What happens if a major client leaves? If you hire three new employees? Or if revenue drops by 20%? With Finban, you run through every scenario in seconds — based on your real financial data.
- Automatic forecasts.
- Finban analyzes your historical data and creates precise cash flow forecasts for the next 12 months.
- Scenario comparison.
- Place best-case, worst-case, and plan variants side by side and instantly spot the differences.
- Real-time updates.
- Every new transaction automatically flows into your forecasts — no manual upkeep required.
Budgets
Your budget under control — automatically and in real time
No more rigid Excel budgets that are outdated after just one week. Finban connects to your bank accounts and updates your budget automatically with every transaction.
- Automatic actuals tracking.
- Every transaction is automatically categorized and assigned to your budget.
- Real-time budget vs.
- actuals. See at a glance where you're on track and where adjustments are needed.
- Flexible budget periods.
- Monthly, quarterly, or annual budgets — you decide what fits your planning cycle.
Workforce
Smart workforce planning — salaries, scenarios, and cash flow
Whether it's growth, capacity, or cost transparency — thoughtful workforce planning is central to sustainable business management. Plan salaries, hires, and changes with scenarios and forecasts.
- Staff costs in one click.
- Plan employees, freelancers, interns, or students via presets — employer costs like insurance and levies included.
- Instant cash flow impact.
- Every staffing change directly affects your liquidity and scenario planning.
- Cost analysis by department.
- Analyze staff costs by department, scenario, or time period — with custom cost types.
Contracts
Contracts under control — automatically detected, clearly managed
Contracts often hide in recurring charges — rent, software subscriptions, insurance, lease payments. Losing track means overpaying or missing cancellation deadlines.
- Automatic contract detection.
- Finban analyzes your bank transactions and identifies recurring payments — no manual entry required.
- Calendar view with deadlines.
- All contract terms, cancellation deadlines, and renewals at a glance — never miss a deadline again.
- Cost analysis by category.
- Instantly see how much you spend monthly on software, insurance, rent, or other contract types.
Testimonials
What our customers say
"Many entrepreneurs focus on their core competencies and neglect topics like financial figures & cash flow. There's a lot of potential here. finban prepares the numbers to make better decisions."
"finban has revolutionized our liquidity planning. Instead of spending hours in Excel, we now have a real-time overview."
"Keeping track of multiple companies and numerous bank accounts was nearly impossible without significant effort. finban solved that well."
"Best solution for financial planning (budget planning, cash flow planning, contract management, P&L)."
"Analyzing and understanding the various payment receipts to draw conclusions for campaigns is essential in fundraising. With finban, it's even fun."
"Great product — simple and intuitive."
"Cool, simple tool for my financial planning. A clear recommendation from me!"
"Great tool, great service!"
"We had subscribed to several tools but never properly set them up — too complicated. With finban, we had analyses ready after just a few clicks."
"Good tool — I'd just wish you could also make payments directly."
"Indispensable tool."
Jede Branche plant anders
Ein- und Auszahlungen haben in jeder Branche ihren eigenen Rhythmus — und jede hat mehr als ein Thema.
Die Gehälter laufen jeden Monat in gleicher Höhe weiter. Die Projektzahlungen kommen in Schüben.
So löst finban das
finban legt Gehälter, Retainer und Projektzahlungen auf dieselbe Zeitachse — und rechnet als Szenario durch, was ein verspäteter Großkunde daraus macht.
Enthält zwei zusätzliche Entwickler ab April.
Bei mehreren Unternehmen und einer Vielzahl von Bankkonten den Überblick zu behalten, war ohne großen Zeitaufwand einfach kaum möglich. finban hat das gut gelöst.
Alle Daten an einem Ort – dein Liquiditätsplan immer aktuell
Bankkonto, Buchhaltung, offene Rechnungen – finban holt alle Daten automatisch rein. Kein manuelles Zusammenklicken, kein veralteter Liquiditätsplan.
