Harzsparkasse

Harzsparkasse and finban – Cash flow planning for your business account

Harzsparkasse is a public savings bank based in Wernigerode. Via the PSD2 interface and finAPI, your Harzsparkasse account connects directly with finban – for automatic cash flow planning without manual effort.

Why cash flow planning matters for Harzsparkasse customers

Your bank statement shows what has happened – but not what's coming. How long will your cash last? What happens if a payment is delayed? When is your next tax payment due? finban answers these questions precisely, based on your real transaction data at Harzsparkasse.

How to connect your Harzsparkasse account with finban

finban connects securely to your Harzsparkasse account via the PSD2 interface and finAPI. Setup takes less than 5 minutes:

1. Add your account in finban and select Harzsparkasse
2. Authenticate securely via the Harzsparkasse banking interface
3. Transactions are imported automatically

What you get with finban and your Harzsparkasse account

• Real-time liquidity overview – Your Harzsparkasse account and all other bank connections in one view
• Automatic cash flow forecast – finban analyzes your transactions and creates forecasts for the next 12 months
• Scenario planning – Simulate decisions and instantly see the impact on your cash flow
• Categorization – Income and expenses are automatically categorized
• Multi-banking – Connect your Harzsparkasse account alongside accounts from other banks for a complete overview