Herner Sparkasse

Herner Sparkasse and finban – Cash flow planning for your business account

Herner Sparkasse is a public savings bank based in Herne. Via the PSD2 interface and finAPI, your Herner Sparkasse account connects directly with finban – for automatic cash flow planning without manual effort.

Why cash flow planning matters for Herner Sparkasse customers

Your bank statement shows what has happened – but not what's coming. How long will your cash last? What happens if a payment is delayed? When is your next tax payment due? finban answers these questions precisely, based on your real transaction data at Herner Sparkasse.

How to connect your Herner Sparkasse account with finban

finban connects securely to your Herner Sparkasse account via the PSD2 interface and finAPI. Setup takes less than 5 minutes:

1. Add your account in finban and select Herner Sparkasse
2. Authenticate securely via the Herner Sparkasse banking interface
3. Transactions are imported automatically

What you get with finban and your Herner Sparkasse account

• Real-time liquidity overview – Your Herner Sparkasse account and all other bank connections in one view
• Automatic cash flow forecast – finban analyzes your transactions and creates forecasts for the next 12 months
• Scenario planning – Simulate decisions and instantly see the impact on your cash flow
• Categorization – Income and expenses are automatically categorized
• Multi-banking – Connect your Herner Sparkasse account alongside accounts from other banks for a complete overview