Spar- und Kreditbank

Spar- und Kreditbank and finban – Cash flow planning for your business account

Spar- und Kreditbank is a German financial institution based in Karlsruhe. Via the PSD2 interface and finAPI, your Spar- und Kreditbank account connects directly with finban – for automatic cash flow planning without manual effort.

Why cash flow planning matters for Spar- und Kreditbank customers

Your bank statement shows what has happened – but not what's coming. How long will your cash last? What happens if a payment is delayed? When is your next tax payment due? finban answers these questions precisely, based on your real transaction data at Spar- und Kreditbank.

How to connect your Spar- und Kreditbank account with finban

finban connects securely to your Spar- und Kreditbank account via the PSD2 interface and finAPI. Setup takes less than 5 minutes:

1. Add your account in finban and select Spar- und Kreditbank
2. Authenticate securely via the Spar- und Kreditbank banking interface
3. Transactions are imported automatically

What you get with finban and your Spar- und Kreditbank account

• Real-time liquidity overview – Your Spar- und Kreditbank account and all other bank connections in one view
• Automatic cash flow forecast – finban analyzes your transactions and creates forecasts for the next 12 months
• Scenario planning – Simulate decisions and instantly see the impact on your cash flow
• Categorization – Income and expenses are automatically categorized
• Multi-banking – Connect your Spar- und Kreditbank account alongside accounts from other banks for a complete overview