PayPal Business logo

PayPal Business

Available

Ubiquitous payment method. Must-have for consumer trust, despite fees.

Payments

Description

PayPal Business remains an essential payment option for many German businesses, despite higher fees and sometimes frustrating account management experiences. The simple truth is that millions of consumers trust PayPal and actively prefer it for online purchases—offering PayPal at checkout can meaningfully increase conversion rates, particularly for new or lesser-known merchants. PayPal's buyer protection program gives customers confidence, which translates into more completed purchases. For businesses, PayPal offers instant access to funds, the ability to send invoices, and integrations with virtually every e-commerce platform. The PayPal Business account also enables international payments and currency conversion, useful for businesses selling across borders. The downsides are real: fees of 2.49-2.99% plus €0.35 per transaction are among the highest in the industry, and PayPal's account review processes can occasionally freeze funds at inconvenient times. However, for most consumer-facing e-commerce businesses, the conversion benefits of offering PayPal outweigh these concerns, making it a necessary component of a complete payment strategy.

Features

PayPal Checkout
Invoicing
Buyer protection
Pay Later

Pros

  • Universal recognition
  • Buyer trust
  • Easy disputes

Cons

  • High fees
  • Account freezes
  • Customer service

Best For

ecommerceconsumer-facing

Pricing

Pricing Model
transaction-fee
Price Range
2.49-2.99% + €0.35

Available in

global

Connected Services

lexofficesevdeskshopifywoocommerce

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