Moss

Moss has quickly become the go-to corporate card and expense management solution for German startups and growing tech companies. Based in Berlin, Moss understands the German market deeply—the platform integrates natively with German accounting software like lexoffice and sevDesk, and the team provides German-language support. What sets Moss apart is the combination of physical and virtual corporate cards with intelligent expense management. Employees can be issued cards with specific spending limits, categories can be pre-defined, and receipts are captured via mobile app. The approval workflow ensures managers maintain control while giving employees the autonomy to make necessary purchases. For startups especially, Moss solves the painful problem of managing company expenses across a growing team without the administrative overhead of traditional expense reports. The integration with accounting software means expenses flow automatically into your books, properly categorized and with attached receipts. Credit limits can be an initial challenge for very early-stage companies, but for businesses with some traction, Moss offers an elegant solution to corporate spending management.